R. Michael Burton, CFP®

Helps clients Organize, Simplify, and Plan their financial lives to align with their Life Mission. Michael specializes in comprehensive fee-based financial planning, fee-based investment advice and asset management, and individual, family, and business insurance consultation.

 

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The highest standard in financial planning.

  • Financial Planning
  • Retirement Planning
  • Social Security Planning
  • Investment Planning and Management
  • Socially Responsible Investing
  • Estate Planning
  • Inheritance Planning and Management
  • Endowment Planning and Management
  • College Saving and Student Loan Planning
  • Small Business Retirement Planning
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Services

 

Comprehensive Financial Planning
Comprehensive Financial Planning is the process of organizing, evaluating and utilizing your financial resources to define and achieve your life goals, based on God's calling and purpose for your life. Click HERE for the seven components we cover as part of our Comprehensive Financial Planning service.

Investment Management
Stewardship investing is the philosophy of financial decision making that is motivated and informed by faith convictions. Our Stewardship Asset Management Service covers the day-to-day oversight of your investments. Click HERE for the five elements of our Stewardship Asset Management process.

Insurance Services and Consultation
There are few things worse than working hard all your life to provide for your family and save for a comfortable retirement, only to have it all disappear due to a long-term illness, health catastrophe, or premature death. While no one can predict or avoid disasters, a little forethought and planning ahead now can help you anticipate and prepare for the unexpected. Click HERE for the four specific areas covered by our Insurance Consultation and Service.

 

Ten Questions To Ask When Choosing A Financial Planner

Questions you should ask before hiring any financial planner include:

  1. What experience do you have?
  2. What are your qualifications?
  3. What services do you offer?
  4. What is your approach to financial planning?
  5. Will you be the only person working with me?
  6. How much will I pay for your services?
  7. How much do you typically charge?
  8. Could anyone besides me benefit from your recommendations?
  9. Have you ever been publically disciplined for any unlawful or unethical action?
  10. Can I have it in writing?
For more information on hiring a CERTIFIED FINANCIAL PLANNER™, visit letsmakeaplan.org

Who Is A Typical Client of Michael?

Michael primarily serves clients who desire to "align their financial decision-making with their life purpose/mission".

While Michael's clients come from all walks of life, they share several key characteristics:

They Tend To Be:

– Generous Givers
– Dilligent Savers
– Prudent Spenders

Michael's Clients Include:

– Business owners or professionals with unique cash flow, retirement, or succession planning needs who wish to grow their business, and reduce, defer, or eliminate the capital gains taxes when they sell.

– Late career professionals desiring to balance risk and growth potential in their investments and savings.

– Women who would like to feel comfortable, confident, and in control of their wealth in a safe environment.

– Retirees looking to leave what they want, to whom they want, when they want, while minimizing taxes and maximizing control.

Families valuing multi-generational gifting and wealth strategies, including passing along core values, family traditions, family unity, philanthropic goals, beneficiary preparedness, and the wisdom gathered over a lifetime of experience

– Younger professionals looking to get on the right path for their financial future with access to ongoing, customized financial advice.

– Individuals 5 to 10 years on either side of retirement who realize they "need to get serious" about their financial goals.

– Those looking for advice on what they can do NOW to accomplish their financial priorities.

 

Four Reasons to Hire Michael

Unique Perspective On Faith and Finance

Michael helps clients Organize, Simplify, and Plan their financial lives to Align with their Life Mission.

He uses a holistic approach to stewardship planning that recognizes all areas of life – our time, talents, money, health, and relationships – are interconnected with our faith.

Using this approach, Michael helps clients Align their finances with their Life Mission, which can offer them increased Confidence about their financial future, thereby Empowering them to give to the People, Causes, and Organizations that are important to them.

 


Experience

Michael has over 20 years of industry experience in helping clients manage the resources God has entrusted to them. He believes this unique perspective and approach to integrating faith and finance sets him apart from other advisors, backed by the over 70 years of experience and resources of Everence Financial.

Since 2001, Michael has helped provide a steady hand of guidance to clients through some of the most volatile markets and events in recent history.

He is confident his experience can guide you in aligning your decisions about money with your life mission, can offer you increased confidence about your future, thereby empowering you to generously give to the people, causes, and organizations that are important to you.


CERTIFIED FINANCIAL PLANNER™ Designation

The selection of an advisor may be the most important financial decision you'll ever make. Your planner should be able to play a central role in helping you meet your stewardship goals and achieve financial well-being. Today, financial planners can be found in numerous venues, including brokerage firms, banks, insurance companies, and independent financial planning practices like Michael's.

One way to differentiate advisors is to look for the CFP® or CERTIFIED FINANCIAL PLANNER™ certification. This designation is earned by planners who have successfully met stringent requirements encompassing Education, Experience, Ethics, and Examination.

In addition, each CFP® Practitioner is required to earn 30 hours of Continuing Education credits every two years, to help ensure ongoing professional competency, as well as adhere to a Six-Step Financial Planning Process, as set forth by the Certified Financial Planner Board of Standards, Inc.


Fiduciary

This is just a fancy way of saying we must always act in the best interest of our clients. While this may seem obvious, not all "financial advisors" are held to this standard.

 

What You Can Expect As A Client of R. Michael Burton, CFP®

As Part Of Our Ongoing Service & Educational Commitment To You
We Offer Each Client The Following:

 

For Financial Planning Clients

Financial Plan Implementation

Initial 30-Day, Six-Month & 12-Month Review Sessions containing a step-by-step list of actions required to implement your plan.

Financial Plan Semi-Annual Updates

Ongoing Semi-Annual Meetings to help determine course-corrections and stay focused on making progress toward your long term financial goals.

Annual Risk Management Review – Identifies major financial risks to your financial plan and reviews alternatives along with cost/benefit analyses.

 

For Investment Clients

Customized Investment Strategy – Development and monitoring of customized investment strategy designed to help meet your short-term, medium-term, and long-term goals while balancing your investment return needs relative to your desired degree of risk.

Semi-Annual Portfolio Review Meetings – At least two conversations annually giving you a “view from 30,000 feet” of the strategy and structure of your overall finances.

Stewardship Investment Updates – Periodic updates regarding stewardship investment initiatives and efforts on your behalf.

 

For All Clients

Quarterly "Everence Vine" Email Newsletter – Contains helpful stewardship tips and stories, economic and company news, educational articles of interest.

Everence Membership Benefits – Access to exclusive offers and programs, including Everyday Stewardship magazine, accidental death benefit, budget and debt counseling, Everence college scholarships, will preparation rebate, Go Green loan rates, hearing care discounts, fellowship and education, and stewardship investing.

Call Back & Email Policy – We strive to return all client calls by the end of the same day. Calls received after 3pm are normally returned by noon the following day. For all service calls, we maintain contact, giving you updated status reports on your request. Clients are encouraged to call with their requests instead of email to help ensure timely service.

Given the volume of emails we receive, clients are encouraged to call with their requests instead of email to help ensure timely service. When calling is impractical or email is a preferred method of communication, clients are encouraged to copy Michael's assistant Janine for timely responses.